We take care of your business as if it were our own.
You invest your time, your energy, your money and your heart into your business. So it's important that you protect it, its assets, its employees, and its reputation. Don't let rising waters, or rising tempers, ruin what you've worked so hard to build. Let us design an insurance plan for your business to cover the unexpected.
Commercial Auto Insurance
A Commercial Auto Insurance policy covers employees operating any covered business vehicles that results in an at-fault collision that injures another person or damages their property. It can also provide coverage for medical and related expenses caused by injuries from a collision.
Commercial Property coverage insures your property, inventory and assets against loss or damage caused by fire, theft, accident or other means of unforeseen damage and property loss.
Commercial Umbrella coverage provides critical financial protection over and above the liability limits of standard commercial policies. It is a supplement to commercial general liability and can also provide added protection from gaps or exclusions in the commercial general liability coverage.
Employment Practices Liability Insurance (EPLI)
EPLI protects businesses against claims by employees that their legal rights have been violated. This type of coverage is of growing importance in today’s business environment and covers the following areas:
- Breach of employment contract
- Deprivation of career opportunity
- Failure to employ or promote
- Mismanagement of employee benefit plans
- Negligent evaluation
- Sexual harassment
- Wrongful discipline
- Wrongful infliction of emotional distress
- Wrongful termination
General Liability Insurance protects your business assets when it is sued for either injury or property damage, regardless if your business is responsible or not.
Also known as Errors and Omissions Insurance, Professional Liability Insurance protects your company from claims or litigation if your client or customer holds you responsible for errors caused by professional negligence or failure to perform your professional duties. Coverage includes legal defense costs.
Specifically designed to provide medical benefits and in some cases, financial payments to employees who have suffered work-related injuries or illness, Workers’ Compensation is required for many types of businesses and highly recommended for most others.